Reverse Mortgage Myths

You lose your home
It’s only for broke people
It’s free money
My equity isn’t safe
It’s not a safe program

Reverse Mortgage Facts

You retain title to your home*
Many retirees use a reverse mortgage
It’s a specialized loan
Reverse mortgages that are FHA-insured (Home Equity Conversion Mortgages) are insured by the Federal Housing Administration providing protections for both borrowers and lenders

* There are some circumstances that will cause the loan to mature and the balance to become due and payable. A reverse mortgage loan is secured by a mortgage on your home and failure to comply with loan terms could result in foreclosure. Borrower is still responsible for paying property taxes, homeowner’s insurance, and maintenance. Credit is subject to age, property, income guidelines and credit history. Program rates, fees, terms and conditions are not available in all states and are subject to change.

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